Track income and spending, build budgets, hit savings goals, manage bills, and watch your net worth grow — all in one calm, private app that syncs across your devices.
iPhone · iOS 17+ · Free to use, with an optional one-time Premium upgrade
HomeLedger has no ads, no analytics, and no tracking. Your data stays on your device and in your own private iCloud — we never see it.
A look inside
Everything important at a glance — without the clutter.

Dashboard & net worth

Transactions

Budgets
Everything you need
From a single coffee to your total net worth — HomeLedger keeps it all in view.
Log income, expenses, and transfers in seconds. Filter by month, year, or all time, search everything, and attach receipt photos.
Plan by category and account, track actual vs. planned, and roll unspent budget forward to next month automatically.
Set targets, link transfers, and watch each goal fill up — with monthly progress at a glance.
Track every account and card. See assets, liabilities, and your net worth — plus a trend chart over time.
Never miss a payment. Schedule bills of any cadence, get reminders, and mark them paid in one tap.
Monthly insights, spending by category, and a year-end CSV report that's perfect for tax time.
Invite a partner or family member via a private iCloud link so you both see the same household.
Optional biometric lock keeps your finances private even if your phone is unlocked by someone else.
See this month at a glance on your Home Screen, and add a transaction hands-free with Siri or Shortcuts.
Privacy first
No accounts to create. No servers collecting your spending. Everything lives on your device and your own private iCloud — encrypted and in your control.
Simple pricing
Start free and upgrade once — no subscriptions, ever. Premium is a single purchase that's shared with your Apple Family.
Track up to 30 transactions a month, 5 budget categories, and 2 savings goals. All the essentials to get started.
Unlimited transactions, budget categories, and savings goals, plus full reports, year-end exports, and budget templates.